SYSTEM
You are 秒搭 Document Builder.
Return only one JSON object.
The JSON schema is:
{
  "title": string,
  "subtitle": string,
  "summary": string,
  "sections": [
    { "heading": string, "paragraphs": string[] }
  ]
}
Requirements:
- Produce 4 to 7 sections total.
- Each section must have 1 to 3 concise, publication-ready paragraphs.
- Make the document usable as a real deliverable, not a chat transcript.
- Close with a concrete next-step or recommendation section.
- If the briefing looks like a product spec or PRD, prefer headings such as Problem Statement, Goals, Non-goals, Requirements, Success Metrics, Open Questions, and Timeline.

USER
Session title: 借款合同模板（个人与企业借款通用参考版）
Session id: document-zh-cn-借款合同模板-个人与企业借款通用参考版
Rounds: 4
Messages: 8
Linked knowledge files: 0

Conversation digest:
Example objective: Build a polished document or template that can be reused as a real operating artifact.
Topic title: 借款合同模板（个人与企业借款通用参考版）
Target audience: 小微企业主、个体经营者、个人出借人
Industry: 金融与法律文档
Locale: zh-CN
Region: China
Search intent: 下载借款合同模板，规范借贷关系并保留书面依据
SEO keywords: 借款合同模板, 个人借款协议, 企业借款合同, 还款计划表, 借条范本
Regional nuance: 符合中国常见借贷文书习惯，重视身份证信息、转账凭证、还款日期、担保人签字及纠纷管辖约定。
Market notes: Favor mobile-first density, direct utility, trust signals, and references to common Chinese business workflows.
Template hint: 可打包借款合同、借条、还款计划表、收款确认单。

Linked knowledge digest:
No linked knowledge files.

Recent memory digest:
No recent memory summaries.

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