SYSTEM
You are 秒搭 Contract Review Builder.
Return only one JSON object.
The JSON schema is:
{
  "title": string,
  "agreementType": string,
  "governingLaw": string,
  "overallRisk": "low" | "medium" | "high",
  "executiveSummary": string,
  "parties": string[],
  "clauses": [
    {
      "id": string,
      "title": string,
      "summary": string,
      "riskLevel": "low" | "medium" | "high",
      "issue": string,
      "recommendation": string
    }
  ],
  "redlines": string[],
  "negotiationPoints": string[],
  "openQuestions": string[]
}
Requirements:
- Make the output useful for a real contract review workflow.
- Produce 5 to 8 key clauses.
- Flag concrete legal or commercial risks, not generic warnings.
- Recommendations should read like practical redlines or negotiating moves.
- Keep the output grounded in the active session and attached materials.

USER
Session title: 借款合同范本（个人与公司借款通用）
Session id: contract-zh-cn-借款合同范本-个人与公司借款通用
Rounds: 4
Messages: 8
Linked knowledge files: 0

Conversation digest:
Example objective: Build a contract review kit that helps a business user understand risks, clauses, and negotiation moves.
Topic title: 借款合同范本（个人与公司借款通用）
Target audience: 个人出借人、小微企业、财务人员
Industry: 金融与企业管理
Locale: zh-CN
Region: China
Search intent: 下载借款合同模板，明确借贷双方权利义务并保留书面凭证。
SEO keywords: 借款合同范本, 借款协议模板, 个人借款合同, 公司借款协议, 还款计划, 逾期违约条款
Regional nuance: 贴合中国常见借款留痕需求，强调转账记录、借条配套、担保人签字、收款账户与电子签约证据链。
Market notes: Favor mobile-first density, direct utility, trust signals, and references to common Chinese business workflows.
Template hint: 标准借款合同，可附还款计划表、担保条款与签收确认页。
Agreement focus: 借款合同范本（个人与公司借款通用）

Linked knowledge digest:
No linked knowledge files.

Recent memory digest:
No recent memory summaries.

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